Sam Dale wrote a new post, Will Theresa May panic and protect the triple lock? 4 months, 2 weeks ago
Jeremy Corbyn is surging in the polls and Theresa May is having a disastrous election campaign that could even mean she loses her job.
That’s the forming consensus today, anyway. You Gov is predicting the T
Sam Dale wrote a new post, Here we go again: What does the election mean for advisers? 6 months ago
Another year, another election. No doubt it will once again be dubbed the “most important election in our lifetimes”. Breathless coverage, 24 hour news, policies and cock-ups. You love it really.
The polls sho
Sam Dale wrote a new post, Why is the American RDR set to fail where the UK succeeded? 8 months, 1 week ago
Donald Trump has scrapped the American RDR. Well, he’s trying to as he settles into life in the Oval Office.
The US Department of Labor rule is proposing a fiduciary duty on broker-dealers, investment a
Sam Dale wrote a new post, Brexit, state pensions and tax relief: Three predictions for 2017 9 months, 2 weeks ago
At the start of 2016, I predicted that the UK would remain in the EU with a double digit blowout victory and Hillary Clinton would trounce Donald Trump.
It was the year that made a fool of over-confident
Sam Dale wrote a new post, Chancellor Philip Hammond: The end of tinkering? 10 months, 3 weeks ago
In 1993, then-Chancellor Ken Clarke combined spending and tax announcement in the Budget and created a separate summer statement.
In 1997, then-Chancellor Gordon Brown moved it to the autumn with a pre-budget
Sam Dale wrote a new post, The trashing of George Osborne’s savings legacy 1 year ago
Prime Minister Theresa May began her tenure with a brutal cull of the Cameroons, most notably Chancellor George Osborne banished to the backbenches.
The humiliation of Osborne has continued with the rapid
Sam Dale wrote a new post, Ros Altmann’s time in govt was short-termism at its worst 1 year, 1 month ago
Ros Altmann’s tumultuous 12 months as pensions minister are over and her tenure is a microcosm of government short-termism on pensions policy.
Her appointment was unveiled in a press release one month before th
Sam Dale commented on the post, Prime Minister Andrea Leadsom? Who is she and why it matters to IFAs 1 year, 3 months ago
It isn’t meant to be endorsing anyone, just a factual assessment of her financial and savings policy positions and priorities alongside some subjective stuff I’ve picked up along the way.
I mention the issues
Sam Dale wrote a new post, Prime Minister Andrea Leadsom? Who is she and why it matters to IFAs 1 year, 3 months ago
Andrea Leadsom is the second favourite to be the next prime minister of the United Kingdom. That is a fairly astonishing turn of events.
Leadsom, a junior energy minister, would be the first person to leap from
Sam Dale wrote a new post, Brexit: Politics and finances intertwined like never before 1 year, 3 months ago
Well, that was a fun 10 days. The political and economic turbulence buffeting the UK at the end of June has been fascinating to watch but concerning for personal finances.
Whether it is the wild fluctuations of
Sam Dale wrote a new post, Should press speculation ever be a basis for financial advice? 1 year, 6 months ago
Pre-budget speculation is always fun. Before every economic update for the last decade, the world of personal finance has swirled with speculation about cuts to pension tax relief.
Sometimes it happens, sometimes
Sam Dale wrote a new post, Could George Osborne be about to scrap the triple lock? 1 year, 6 months ago
Ros Altmann wasn’t happy last month. After the shock resignation of Department of Work and Pensions Secretary Iain Duncan Smith, she launched an incredible rant against him online.
She accused IDS of silencing h
Sam Dale wrote a new post, Osborne’s choice: Will he still reform pension taxes? 1 year, 7 months ago
So George Osborne has bottled it. The big reforms to pensions tax relief, first floated in June 2015, have been shelved.
Politicians have all stripes have been tinkering with tax relief at successive budgets for
Sam Dale wrote a new post, Richard Burgon’s failings and why it matters to advisers 1 year, 8 months ago
Richard Burgon has an important job. He is the shadow economic secretary to the Treasury sat opposite Harriett Baldwin.
Baldwin has responsibility for the delivery of pension reforms, the FCA, bank lending,
Sam Dale wrote a new post, The Treasury is killing off the RDR 1 year, 9 months ago
So Godfrey Bloom was right. When I interviewed the former Ukip financial services spokesman and MEP in 2013, he called for the RDR to be scrapped.
Despite years of consultations and industry overhaul, Bloom said
Sam Dale commented on the post, A long-stop would shred the reputation of financial advisers 1 year, 10 months ago
Hi Philip Wise,
It is stretching the imagination to think advisers, or any business owner, would instantly cut their prices if their fixed costs fall. Even if they fall across the industry, it doesn’t follow
Sam Dale wrote a new post, A long-stop would shred the reputation of financial advisers 1 year, 10 months ago
With Harriett Baldwin installed as Economic Secretary to the Treasury, the advice industry has friends in high places.
It has been her support for the sector – alongside incredible changes to regulation and p
Sam Dale wrote a new post, Revealed: The bubbling tensions between DWP and Ros Altmann 1 year, 11 months ago
How long can Baroness Ros Altmann really last as pensions minister? That is the question now buzzing around the pensions industry.
Altmann was the shock pick for the pension job in May after the surprise Tory
Sam Dale wrote a new post, Re-assessing Steve Webb: Was he really a great reformer? 1 year, 12 months ago
Former pensions minister Steve Webb oversaw an era of huge change for the sector. He has earned a reputation as a great reformer.
The new state pension, auto-enrolment, charges reform and the pension freedoms
Sam Dale wrote a new post, The crisis engulfing financial services trade bodies 2 years ago
Financial services trade bodies are in a state of crisis with members in open revolt as they are chronically unable to agree common policies.
The latest move saw Investment Association chief executive Daniel
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