Phil Billingham, Author at The Adviser Lounge

TINSTAAFL

Buy cheap, buy twice You get what you pay for’ What’s the catch? Our language is full of little homilies

A wiser man than I said that “Advisers need funds, insurance plans, platforms and many other products…. Being brutal, I

We live in a world of speed. Instant gratification. Overnight delivery from Amazon Prime. High speed rail links. Downloadable books.

David Prosser’s poorly written and researched article has – rightly – caused a deal of debate, and drawn fairly negative

Let me tell you a story. For me, it captures why we need a rule that tells Banks in particular

It’s become a bit of a Cliché. Every survey tells us that clients value their relationship with us. But some

There will some of you out there old enough to remember this. No, not the sixties, but FAB. Feature, Advantage,

The FSA don’t like …….” “The FSA want you to….” “The FSA are trying to close down all IFAs” I

One common theme in discussions about RDR is around the number of Advisers. Or Independent Advisers. Or Registered Individuals. But