I am not an adviser; I do not want to be an adviser; quite frankly, I haven’t got the balls to be an adviser. Pre-FSA 1986, I ran a nicely profitable consultancy, largely in group pensions with some individual work. My last transaction was investing a six-figure sum in equities hours before the ’87 crash. I wasn’t happy with the … Continue reading Insource or outsource? Who’d be an adviser?
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