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Do we want Auto Enrolment on Group Income Protection?

Oct 25, 2014 No Comments by

Pensions Auto Enrolment has been a great success. Government publicity has created inertia with high sign up rates to schemes so far. It’s created opportunities for advisers across the industry. Should the Government should build upon the success of Pensions Auto Enrolment and introduce a similar Auto Enrolment scheme for Group Income Protection? My latest […]

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This Week

Oct 24, 2014 No Comments by
Avatar of The Editor

Contrarian views this week from Phil Young & Chris Daems about the need for innovation. Calling for innovation is as futile as calling for evolution argued Phil Young, believing that there are more basic things to fix first, like simplified advice. On the other side sits Chris who sees a broken market, which needs innovation […]

Opinion Read more

Four Candles, Hollywood marriage and why innovation is like a chicken omelette

Oct 23, 2014 3 Comments by
Avatar of Chris Daems

From all the TV and Film, and specifically comedy, I’ve ever watched there are only a few scenes which stick in my mind… The one where David Brent brings his guitar into the office. “He not the messiah, he’s a very naughty boy” and The brilliance of Barker and Corbett in “Four Candles” AsI read […]

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Where are all the “one stop” shops ?

Oct 22, 2014 No Comments

Within 1o minutes of driving from my home, I can be at brand new superstore, where I can buy pretty much anything I may need, from tomatoes to a TV, shoes to shampoo. It offers convenience and everything under one roof. The advent of Legal Services Act 2007 opened up the opportunity for professional service […]

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Yes! We’re all individuals!

Oct 21, 2014 8 Comments
Avatar of Martin Bamford

One of the busiest stands at the IFP Annual Conference earlier this month wasn’t in the exhibition hall. It was just outside one of the conference rooms, attracting a regular stream of Financial Planners between sessions. Was this a product provider giving away free pens or using a pretty lady in a pretty dress to […]

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We don’t need innovation

Oct 21, 2014 8 Comments
Avatar of Phil Young

A few months back there was a big fuss made over the FCA confirming that technology could be used to deliver advice. Of course, it made sod all difference, because it was nothing new and anyone familiar with the regulations already knew this. Regardless of the repeated calls for innovation, not least from the FCA with […]

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10 Questions For…

Oct 19, 2014 No Comments
Avatar of Brett Davidson

Ruth Sturkey of The Red House Ruth Sturkey, Gareth Marr and Linda Whybrow co-founded The Red House in 2007. The Red House is a great boutique-sized planning firm with a superb client base, which I believe is a reflection of Ruth, Gareth and the team. Like all great businesses, their commitment to 100% client care influences everything […]

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This Week

Oct 17, 2014 No Comments
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Julia Kollewe, financial reporter for The Guardian and The Observer,  lit the touch paper at the beginning of week, by asking what seemed a fair question Just how much knowledge do you need to a good financial adviser ? Many took the view that she was adviser bashing and I need say no more than […]

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Don’t Spit On Your Clients

Oct 16, 2014 2 Comments
Avatar of Phil Young

Throughout China, there are signs asking people not to spit in public. This seems absurd, because it’s so obviously an unacceptable behaviour to us it doesn’t need to be said explicitly. Rules which need to be made very explicit, in writing or through signs for example, underscore the baseline standards in a society, culture or industry. In financial services, […]

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